Student Responsibility

You have the responsibility to:

1. Review and consider all information about the college's programs before enrolling.


2. Compare your anticipated monthly student loan payments and other expenses to your expected take-home pay after college.


3. Complete the financial aid application accurately and submit it on time to the right place. Intentional misrepresentation on an application for federal financial aid is a violation of law and a criminal offense subject to penalties.


4. Talk to your high school counselor about the college you are considering. Ask current and former students and speak to local employers about the school.


5. Read and keep copies of all forms and agreements you sign.


6. Respond promptly and return all requested additional documentation, verification, corrections or new information to the appropriate place.


7. Notify the college and lender promptly of changes in your name, permanent mailing address or enrollment status.


8. Know and comply with the deadlines for applications or with the deadlines for application or reapplications for aid, and understand the school's refund procedures.


9. Repay your student loans, even if you do not complete your education, can not get a job or are not happy with your education. Some lenders offer incentives if you repay your loans on time.


10. File for a deferment or forbearance or change repayment plans if you are at risk of default.


11. Complete entrance counseling before you receive your first loan disbursement and exit counseling before you leave school.


12. Report in writing all additional financial aid resources you receive to your college financial aid office.